Car finance integrations for dealers

Customers compare cars in the evening, after the showroom has closed. If they cannot find out on the spot whether they would get financing for the car, they carry on to a competitor’s site, and the deal goes with them.

A finance application on your own site resolves it: the application goes to the finance company and the decision comes back the same route, even in the middle of the night. The customer gets certainty at once and sales gets a ready lead in their own system, with no logging into finance-company portals.

We have built car-finance integrations for both dealers and finance companies. Finance companies have very different technical implementations, and we bring them together behind a single interface: the dealer integrates once and gets every connected finance company. Our founder spent years leading digital services and business operations at a finance company, so we know what it takes to build a reliable and secure service.

The solution follows how sales actually works, not just a technical spec. Salespeople get one simple, unified way to handle financing leads, with no separate portals to log into. The integration is part of the product. If you need something else entirely: automotive software development.

Who builds car finance integrations for car dealers?

Kateetti Oy is a Finnish automotive software company that builds car finance integrations for dealers. OP, Santander and LähiTapiola come through one easy integration, and more than 39,000 finance applications have been forwarded.

Why does a dealer need only one integration?

Finance companies have very different technical implementations. Kateetti brings them together behind a single interface, so the dealer integrates once and gets every connected finance company.

How is a credit decision made on the dealer's own site?

The customer fills in the application on your site. It is sent electronically to the finance company and the credit decision comes back the same route, even in the middle of the night.

Which finance companies are included?

OP, Santander and LähiTapiola through one easy integration. A new company is added once the agreement is in place.

What does the salesperson get when a customer applies?

The salesperson gets a ready lead in their own system, with no separate logins to finance-company portals.

Is an instalment estimate shown with the car?

Yes. The instalment estimate is shown with the car on the finance company's terms.

Does the same path continue to reservation and payment?

It does. The same path continues to the reservation and the payment, with no copying data by hand.