Car finance through one integration

39,000+financing applications forwarded

Customers compare cars in the evening, after the showroom has closed. If they cannot find out on the spot whether they would get financing for the car, they carry on to a competitor’s site, and the deal goes with them.

The customer picks the car on your site. The car data and the financing data go through one integration to the connected finance companies. Confidential details are entered on the finance company’s portal. Sales gets a ready lead in their own system, with no logging into finance-company portals.

How it works

Calculator

A hire-purchase estimate shows next to the car, on the finance company’s terms.

Application

The customer continues to the finance company’s portal and enters the confidential details there.

Decision

The credit decision returns to the dealer's own site, and every application becomes a lead for the salesperson in WebSales or the DMS.

Finance companies

OP, Santander and LähiTapiola through one easy integration. A new company is added once the contract is in place.

Purchase agreement

From an approved decision the salesperson can go to the sales agreement.

Why Kateetti

We have built car-finance integrations for both dealers and finance companies. Finance companies have very different technical implementations, and we bring them together behind a single interface: the dealer integrates once and gets every connected finance company. Our founder spent years leading digital services and business operations at a finance company, so we know what it takes to build a reliable and secure service.

The solution follows how sales actually works, not just a technical spec. Salespeople get one simple, unified way to handle financing leads, with no separate portals to log into. The integration is part of the product. If you need something else entirely: automotive software development.

Frequently asked questions

How do car finance and a credit decision get onto the dealer's own website?
Kateetti Oy puts car finance and credit decisions on the dealer's own website. OP, Santander and LähiTapiola come through one easy integration, and more than 39,000 finance applications have been forwarded.
Why does a dealer need only one integration?
Finance companies have very different technical implementations. Kateetti brings them together behind a single interface, so the dealer integrates once and gets every connected finance company.
How do the car data and the financing data reach the finance companies?
The customer picks the car on your site. The car data and the financing data go through one integration to the connected finance companies. Confidential details are entered on the finance company's portal.
Which finance companies are included?
OP, Santander and LähiTapiola through one easy integration. A new company is added once the agreement is in place.
What does the salesperson get when a customer applies?
The salesperson gets a ready lead in their own system, with no separate logins to finance-company portals.
Is an instalment estimate shown with the car?
Yes. The instalment estimate is shown with the car on the finance company's terms.
What does the salesperson get from a financing application?
Every financing application becomes a lead in WebSales or the dealer's DMS, just like a booking fee. The lead shows the decision status: approved, awaiting a decision, or declined. From an approved decision the salesperson goes straight to the purchase agreement.

Shall we put car finance on your site?

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